Terms & Conditions

Please read these terms carefully before using Dwnlodit platform

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Last Updated: July 1, 2025 | Version: 2.0

1. General Terms of Service

Welcome to Dwnlodit ("Platform", "We", "Us", "Our"). These Terms and Conditions ("Terms") govern your use of our online rummy gaming platform accessible through our website and mobile applications.

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you must not use our platform.

Key Definitions:

  • "User"/"Player"/"You" refers to any individual accessing our platform
  • "Game" refers to online rummy games offered on our platform
  • "Cash Games" refers to games played with real money
  • "Practice Games" refers to free games without monetary stakes
  • "Account" refers to your registered user account on our platform

2. Eligibility Criteria

Age Requirement

You must be at least 18 years of age to use our platform and play cash games. We reserve the right to request proof of age at any time.

Geographic Restrictions:

Restricted States: Players residing in the following Indian states are NOT permitted to play cash games:

  • Andhra Pradesh
  • Telangana
  • Nagaland
  • Sikkim

Residents of these states may only access practice games.

Additional Requirements:

  • You must be of sound mind and capable of entering into a legally binding agreement
  • You must not be excluded from gaming services by any regulatory authority
  • You must access the platform from jurisdictions where online rummy is legal
  • Only one account per person is permitted

3. Account Registration & KYC

Registration Process:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security of your account password
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

KYC (Know Your Customer) Requirements:

To play cash games and make withdrawals, you must complete KYC verification by providing:

  • Valid PAN Card (Permanent Account Number)
  • Bank account details for withdrawals
  • Address proof (if requested)
  • Selfie/photo verification (if requested)

Note: We reserve the right to suspend or terminate accounts that provide false information or violate our terms.

4. Gameplay Rules & Conduct

Game Rules:

  • All games follow standard 13-card Indian Rummy rules
  • Games are governed by our RNG (Random Number Generator) certified by iTech Labs
  • Game results are final and binding
  • In case of technical issues, we reserve the right to cancel games and refund entry fees

Prohibited Conduct:

The following actions are strictly prohibited and may result in account termination:

  • Using bots, scripts, or automated software
  • Collusion with other players
  • Chip dumping or any form of fraud
  • Creating multiple accounts
  • Using offensive language or harassment
  • Exploiting bugs or technical vulnerabilities
  • Money laundering or any illegal activities

5. Fair Play Policy

Dwnlodit is committed to providing a fair and secure gaming environment for all players.

Our Commitments:

  • RNG certified random card distribution
  • Anti-fraud monitoring 24x7
  • No bots on our platform
  • Encrypted data transmission
  • Regular security audits

Anti-Collusion Measures:

  • IP address monitoring
  • Gameplay pattern analysis
  • Random seating algorithm
  • Restricted multi-tabling from same IP
  • Suspicious activity alerts

6. Deposits & Withdrawals

Deposits (Add Cash):

  • Minimum deposit: ₹50
  • Maximum per transaction: ₹50,000 (KYC verified)
  • Accepted methods: UPI, Cards, Net Banking, Wallets
  • Instant credit to game wallet
  • All transactions are SSL encrypted

Withdrawals:

  • Minimum withdrawal: ₹100
  • Maximum per transaction: ₹1,00,000
  • KYC verification mandatory
  • 97% processed within 60 seconds
  • Withdrawals to verified bank account only

Important Notes:

  • Deposits are non-refundable except in cases of technical errors
  • Bonus amount cannot be withdrawn directly
  • We may request additional verification for large withdrawals
  • TDS applicable as per government regulations

7. Bonuses & Promotions

Bonus Terms:

  • Welcome bonus subject to wagering requirements
  • Bonus amounts expire after specified period
  • Cannot be withdrawn directly - must be used in games
  • Specific terms apply to each promotional offer
  • We reserve the right to modify or cancel promotions

Referral Program:

  • Earn rewards for referring friends
  • Referred user must complete KYC and play cash games
  • Referral abuse will result in account termination
  • Rewards credited after conditions are met

8. Responsible Gaming Policy

Our Commitment to Responsible Gaming:

We are committed to providing a safe and responsible gaming environment. Rummy is a game of skill meant for entertainment.

Player Protection Measures:

Self-Imposed Limits:

  • Daily deposit limits
  • Loss limits
  • Session time limits
  • Self-exclusion options

Warning Signs:

  • Playing beyond your means
  • Chasing losses
  • Neglecting responsibilities
  • Borrowing money to play

Remember: Gaming should be fun and entertaining. Play within your limits. If you need help, contact our support team or seek professional assistance.

9. Privacy Policy

Information We Collect:

  • Personal information (name, email, phone, date of birth)
  • KYC documents (PAN, bank details)
  • Device information and IP addresses
  • Game play data and transaction history

How We Use Your Information:

  • To provide and improve our services
  • To process transactions
  • To prevent fraud and ensure security
  • To comply with legal requirements
  • To send important updates (with consent for marketing)

Data Security:

  • 256-bit SSL encryption for all data transmission
  • Secure servers with restricted access
  • Regular security audits
  • We never share your data with third parties for marketing
  • Data retention as per legal requirements

10. Intellectual Property Rights

All content on Dwnlodit platform including but not limited to:

  • Logo, trademarks, and brand elements
  • Software, source code, and algorithms
  • Graphics, images, and animations
  • Text content and documentation
  • Game designs and features

Are protected by intellectual property laws and remain the exclusive property of Dwnlodit or its licensors.

Prohibited Actions:

  • Copying, modifying, or distributing our content
  • Reverse engineering our software
  • Using our trademarks without permission
  • Creating derivative works

11. Disclaimer & Limitation of Liability

Service Disclaimer:

Our services are provided "as is" without warranties of any kind. We do not guarantee:

  • Uninterrupted or error-free service
  • Specific outcomes or winnings
  • Compatibility with all devices

Limitation of Liability:

To the maximum extent permitted by law, Dwnlodit shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits or data
  • Service interruptions due to maintenance or technical issues
  • Actions of other users

Note: Our total liability shall not exceed the amount you have deposited in the last 30 days.

12. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of India.

Dispute Resolution:

  • First attempt: Contact our customer support
  • Escalation: Written complaint to our grievance officer
  • Arbitration: Binding arbitration in accordance with Indian Arbitration Act
  • Jurisdiction: Courts in Mumbai shall have exclusive jurisdiction

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our platform.

Your Responsibilities:

  • Regularly review the Terms for updates
  • Continued use constitutes acceptance of modified Terms
  • Discontinue use if you disagree with changes